Free Case Evaluation
Start free. We find the errors before you pay a dime.
$0 upfront. We review your full credit profile, find the reporting inaccuracies, and build your dispute strategy. If there's nothing to fix, it's free. You only pay if we can help.
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Here's how the free evaluation works
- We pull and review all three bureau reports.
- We find the errors and inaccuracies across them. 87% of reports have at least one.
- If there's nothing to fix, you don't pay a penny.
- If there is, we build your dispute strategy and start after the work is done.
- $99 a month only starts after that, usually 24 hours to 7 days in.
No credit sweep. No claiming ID theft. Those are dangerous shortcuts that damage your credit over time and get your accounts red-flagged. Everything we do is done right through the FCRA.
By starting, you acknowledge that Point Guard Credit is not a law firm and does not provide legal advice. No attorney-client relationship is formed.