You are entitled to a 100% refund on all payments and fees, if:

• You do not remove more than 25% of all the negatives worked on.
• You have had six months from the time you retain our services.
• You have at least four negatives on the credit report at the time of sign-up.

​You may cancel services at any time. Please notify us in writing 7 days before the next billing period.

• You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
• You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
• You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.